Pages

Search about Cooperatives

Monday, September 28, 2015

1st Topic of FICCO's Pre-Membership Seminar



 
First Topic of FICCO Pre-Membership Seminar

 To receive updates Subscribe to my Youtube channel
 





STAR Program MOA Signing with Coke, TESDA, FICCO, and TCCWI

Here's my part during the signing of the MOA.








MCN Managers Forum at Pinnacle Hotel


I am very grateful for MCN for giving their trust on me to become a speaker in the MCN Managers Forum held in Pinnacle Hotel Davao City. It was participated by different Cooperative Managers in Mindanao.






There were 3 speakers invited, I was the first with my topic on "Achieving the Balance Between Profitability and Risk in the Coop Lending Operation", the second speaker was Hazel Catadman of Silangan MPC with her topic on "Prudence and Quality Membership: Keys To a Healthy Portfolio", and the last speaker was  George Pupa from United Sugar Planters Development (USPD) his topic was "Dealing with Competition Amidst Plunging Rates and Market Over Crowding".



MCN also invited a panel of reactors from the Ateneo de Davao Academe, I forgot the name but I'll post it once I get from MCN, sorry.









Wednesday, September 23, 2015

STAR PROGRAM MOA Signing - FICCO Coke TESDA and TCCWI

Davao City MOA signing at the Marco Polo Hotel. FICCO inks Partnership with Coke TESDA and TCCWI (Tagum City Council of Womens Inc) for the STAR Program 5by20 Project. STAR Program or Sari-sari Store Training and Access to Resources aims to empower 50,000 women in the Region.


Edgardo Micayabas FICCO CEO

Atty Adel Tamano / Coke 

Nestor C. / TESDA



 

Alma Uy / TCCWI

Mrs Alma Uy, President of the Tagum City Council of Womens Inc. explains the progress of the women council of Tagum who were beneficiaries of the 2014 STAR Program. The MOA aims for another batch of women to be empowered until 2020.









Tuesday, September 22, 2015

FICCO FCOF Livelihood Project - Part 1

Part 1
FICCO First Community Cooperative Babuyang Walang Amoy Project

FICCO's official website is www.ficco.org. It however did not mentioned much about this project Babuyang walang amoy. I already told them about it so hopefully they'll post some articles in their website. I witness this project during its inception for a short stint.






The key to this project I believe is the distribution because later there will be balloon of its beneficiaries to different FICCO Branches, but since this is already anticipated a meatshop is also created or will be put up in strategic FICCO Branches. A meat loan or whatever it will be called later is its cure for distribution process.

This project is handled by FCOF or the FICCO Community Outreach Foundation. The Manager is Anecito Estorgio and he is under the FICCO CEO Mr Edgardo Micayabas. I dont know how many FICCO Branches are now implementing this project.

Im really hoping this article help in any way.

God Bless. Mabuhay ang Kilusang Kooperatiba.

If you are interested to join or to get more information you may contact FCOF directly email at fcof2012@gmail.com

I can be contacted at
Email: president.ccb@gmail.com,
web: www.philippinecooperative.com,
Youtube: www.youtube.com/websigns




FICCO FCOF Livelihood Project - Part 2

Part 2
FICCO First Community Cooperative Babuyang Walang Amoy Project

FICCO's official website is www.ficco.org. It however did not mentioned much about this project Babuyang walang amoy. I already told them about it so hopefully they'll post some articles in their website. I witness this project during its inception for a short stint.






The key to this project I believe is the distribution because later there will be balloon of its beneficiaries to different FICCO Branches, but since this is already anticipated a meatshop is also created or will be put up in strategic FICCO Branches. A meat loan or whatever it will be called later is its cure for distribution process.

This project is handled by FCOF or the FICCO Community Outreach Foundation. The Manager is Anecito Estorgio and he is under the FICCO CEO Mr Edgardo Micayabas. I dont know how many FICCO Branches are now implementing this project.

Im really hoping this article help in any way.

God Bless. Mabuhay ang Kilusang Kooperatiba.

If you are interested to join or to get more information you may contact FCOF directly email at fcof2012@gmail.com

I can be contacted at
Email: president.ccb@gmail.com,
web: www.philippinecooperative.com,
Youtube: www.youtube.com/websigns




FICCO Online Membership Application - Gusto Mo?

To OFWs who are interested to become FICCO members even if your outside the Country, please comment so that I can get your voice to the FICCO Board. Hopefully they'll listen.

This is also for those who ask to become members who do not have FICCO Branches yet in your City or Municipality please express your interest in the comment section.

The more people who want that online membership can be made possible the better it will be for the board to finally offer membership online.

Comment Na Dayun.


Subscribed to my youtube channel kay next time akoa ni ipang movie sa youtube ga practice pa ko daan para dili kaau ngil-ad.





Monday, September 21, 2015

What is Class A Member in FICCO?

Para ma Class A, Here's what you need to do:

1 - Deposit regularly (monthly). Ayaw lang pud na Php 100 kay 80 man MBA gamay kaau mabilin.
2 - Pay loans on time (meaning on the day of due date). So this is monthly amortization.
3 - Attend FICCO activities (General Assembly lang ang key ani) because GA involves all membership so the basis is only the GA, don't be absent sa GA lagi
4 - Avail FICCO services, the last I know we need to avail at least 5 FICCO services. So what are these? Deposit, Loans, MBA, Fleet card, SM card, Memorial Plan, FCOF Associate Membership (not sure on this), Coop Health, and Basta kung naay service sa FICCO and you participated that counts.

Easy lang kaau magpa Class A Member.

My next topic - How To Become Class A1 and How Much Can Class A Availed for Loans? I hope you like the topic.

Hangyu ko apil mo sa akoa followers naa sa right side para updated pirmi. Can you also subscribed to my youtube channel please at www.youtube.com/websigns

Thank you daan.








How Much Is The Loanable Amount for Class B Member for FICCO?

FICCO Class B Member can avail Regular Loan, Petty Cash Loan, LAD, and Rice but remember these can be availed one at a time since Class B are allowed one loan only, except if there are still free deposits that are not encumbered or lock in with other loans

So how is Class B multiple computed? its very easy, Here's the formula.

Share Deposit X 190% = Share Loanable Amount
Savings Deposit X 210% = Savings Loanable Amount

Share Loanable + Savings Loanable = Total Loanable Amount

Unsecured  is not more than Php 60,000
Secured by Real Estate Mortgage (Yuta - bisdak) up to Php 500,000

Pag ma Class A mas Hayahay, Basta Maau lang jud ta mag bayad.






What is Class B FICCO Member?

Class B is divided into 2
1 - Class B - FTTB
2 - Class B - Reloaner

Allow me to explain the two. The class B FTTB is also called the Class B First Time To Borrow (FTTB) meaning these are the members who just finish the 4 months probationary member period and 3,500 deposit (3,000 Share and 500 savings) at least.

The Class B reloaner are obviously class B who availed loans more than once.

I hope that helps, in another article i'll discussed what loan can you avail






Public Consultation on Proposed Repeal of Article 60 and 61 of RA 9520

The Cooperative Development Authority is conducting a public consultation on the proposed repeal of the Art 60 and 61 of RA 9520 at the Homitori Davao, Bangoy St.

The purpose of the public consultation is to get the sentiments or views of the cooperatives on the proposed Fiscal Incentives Rationalization Act which intends to repeal certain laws granting tax exemption privileges including Art 60 and 61 of RA 9520.

Ultimate output of this consultation is to come up with a unified position paper of the cooperative sector on the issue.